CS Advisors Inc.

About us

CS Advisors inc. is a fee only Registered Investment Advisory Firm located in Boca Raton Florida. CS Advisors provides Comprehensive fee only financial planning and wealth management services to a wide variety of professionals, business owners, affluent clients and business entities.

Our Fee only approach means that CS Advisors does not receive compensation or commissions from the recommendation or sale of financial products. Unlike financial advisors who act as both advisor and commissioned sales person, CS Advisors remains completely objective in the advice we give our clients.

Our Mission

At CS Advisors Inc., our mission is simple: to provide personalized investment advice that minimizes our clients’ financial concerns and maximizes their security. Steven Sherman, president of CS Advisors, understands that every client has unique needs. Our role is to help you make smart, well-informed decisions about your investments - providing you with greater financial independence, peace of mind and the ability to achieve your life goals.

Our investment strategies enhance your success by establishing a growing portfolio that optimizes returns and lowers volatility.
CS Advisors provides comprehensive portfolio management and financial planning along with expert advice and service at a reasonable cost.
Our fee-only approach to managing investments provides you with the comfort of knowing that our interests are aligned with your interests.

While each of our clients is unique, they all have one thing in common: They want unbiased investment advice from experienced professionals.

Steven Sherman

Personal Commitment

Steven Sherman is the President of CS Advisors Inc., a financial planning and wealth management firm. As an investment advisor, Mr. Sherman develops tax efficient investment portfolios based on a foundation of asset allocation and strategic diversification. Mr. Sherman is committed to providing comprehensive, objective, and honest financial management services for his valued clients.

Qualification

Mr. Sherman has a strong background in a broad range of financial markets that gives him a unique ability to develop, technically evaluate, and monitor investment strategies customized to individual portfolios. He has nearly 20 years of investment experience in equity, fixed income, derivatives, and commodity futures. His expertise lies in analyzing and quantifying risk associated with diversified investment portfolios.

Experience

Mr. Sherman started his career in the financial industry in 1986 as an options market maker. He was a member of The American Stock Exchange, Commodities Exchange and The New York Futures Exchange. During his tenure as a partner of Capital Management from 1986 through 1994, Mr. Sherman specialized in assessing the risk and pricing of portfolios of equities, equity options, index options and futures. In 1995, Mr. Sherman, started a wholesale Mortgage Banking company. As an executive in the mortgage banking industry from 1995 through 2001, he managed portfolios of fixed income products consisting of residential mortgages. Since forming CS Advisors Inc in 2002, he has focused on providing the highest quality financial services by helping clients formulate and maintain portfolios properly constructed to build wealth over time while limiting risk exposure.

Education

Mr. Sherman received a Bachelor of Science Degree (B.S.) in Economics in 1985 from the State University of New York at Binghamton, and a Master of Arts Degree (M.A.) in Economics and Finance in 1986 from the same university. His thesis work was a technical evaluation of derivative pricing of highly correlated assets. He believes his continuing education combined with daily research of investments and financial markets benefits his clients. Mr. Sherman currently resides in Boca Raton, Florida with his wife Mary and their dog, Faith.

Al Townsend

Private Wealth and Institution Asset Management

Al Townsend is a seasoned veteran of the financial services industry with over 37 years of investment and wealth management experience. In addition to having been a top advisor for several of the U.S.’s largest financial firms, he has consulted with hundreds of financial services firms around the world, helping them advance their private wealth businesses. Mr. Townsend is married, has three children, and lives in Boca Raton, Florida.

AJ Townsend

Investment Advisor

AJ Townsend has recently joined the financial services industry, partnering with his father, Al Townsend, a seasoned veteran. AJ graduated from FAU in 2014 with his Mechanical Engineering degree during which he also become a yacht captain and scuba instructor. After rising to the highest rating in the scuba industry, he decided he wanted to start helping out clients in another way. He saw a need with the millennial generation in particular and has set out to help people to become financially secure. AJ is currently working towards getting his Certified Financial Planning certification and MBA at FAU.